If you have witnessed a hurricane, you probably know how much damage it can cause to your property and how much money you’ll need to invest in repairing the damage. Although having a homeowner’s insurance can help a lot in these cases, you can make a great save on insurance if you decide to install hurricane impact windows. If you’re wondering how is this possible, keep on reading and you’ll find out.
Does Homeowners Insurance Cover Windows?
Installing high-quality hurricane impact windows can help you in case of a hurricane and reduce your home insurance amount. By opting for adding an additional level of protection to your home, you invest in an additional level of security which can help you qualify for a discount once the time comes to use your homeowner’s insurance. Your insurer should provide you with the necessary information on what discounts you can have and what percent.
Why Should You Invest In Hurricane Impact Windows?
It’s smart to invest in high-quality hurricane impact windows if you’re living in a hurricane-prone area such as Florida. This is why you should find a professional and reliable windows installation company such as Ocean Impact. We specialize in installing and replacing windows and doors on your home to provide maximum security and protection from hurricanes and storms. Our services cover hurricane windows and doors installations, as well as the necessary finishing jobs. You can choose from a wide range of high-profile windows and doors that best suit your needs. Hurricane windows cost will vary on the type and style you choose, but you can contact us today for more information.
How To Get a Discount?
Considering that certain areas are extremely prone to hurricanes, insurance companies are legally bound to provide their insurers with protected home discounts. Usually, windows are the most cost-effective adaptations you can make in your home, as they can earn you the highest discount. In case of a hurricane, windows and doors are the most vulnerable points that can cause a lot of damage and this is why installing hurricane impact windows and doors can help you save money in the long run.
It’s important that you contact your insurer and inform yourself about the necessary requirements that you will need to fulfill to qualify for a discount.
How Much Can You Save?
Although it might sound unreal, installing hurricane impact windows can save you up to $10,000 per year! If you have been wondering how to save money on homeowner’s insurance, this is a good way to do it. Updating all your windows and doors for hurricane impact ones will provide you with the highest possible level of security and you won’t have to worry too much about your safety. Besides, this will make you eligible for annual discounts on your homeowner’s insurance.
Talking to your insurance company will give you more information on what you need to do to get your discount. Depending on where you live and the type of your insurance, you can even cut your premiums in half. One you qualify for discounts, they will probably continue annually, but you should consult your insurance company for more details to be able to calculate the overall amount you can save.
Hurricane-proof windows are one of the best investments for homeowners living in hurricane and storm-prone areas. Protecting your home in every possible way should be your top priority, but why not save some money on the way as well?